Personal Accident Insurance

Comprehensive protection against life's unexpected accidents. Secure your family's financial future with coverage starting from just ₹399/year.

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Choose Your Personal Accident Plan

We offer a range of plans to provide the right level of protection for you and your loved ones.

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Basic Protection

Essential accident coverage

Starting ₹399/year*

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Comprehensive

Enhanced accident protection

Starting ₹899/year*

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Family Cover

Protect your entire family

Starting ₹1,599/year*

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Premium Plus

Maximum accident coverage

Starting ₹2,499/year*

Basic Protection Coverage

✓Accidental death coverage up to ₹5 Lakhs
✓Permanent total disability benefit
✓Temporary total disability benefit
✓Accident medical expenses
✓24/7 customer support
✓Easy online claim process

Key Benefits of Our Plans

Enjoy comprehensive coverage and peace of mind with these powerful features.

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Accidental Death Benefit

Lump sum payout to family in case of accidental death with coverage up to ₹1 crore.

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Disability Coverage

Financial support for permanent or temporary disability due to accidents.

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Medical Expenses

Coverage for accident-related hospitalization and medical treatment costs.

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Emergency Transport

Ambulance charges and emergency transportation costs covered.

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Easy Claims

Simple claim process with 7-day settlement for valid claims.

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Instant Policy

Get your accident policy issued within 5 minutes online.

Get Your Policy in 4 Easy Steps

Our process is simple, transparent, and designed to get you covered in minutes.

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Enter Details

Provide your age, occupation, and coverage requirements.

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Compare Plans

Get quotes from top insurers and compare coverage.

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Select & Pay

Choose the best plan and make secure payment online.

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Get Policy

Receive instant policy document via email.

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Frequently Asked Questions

Have questions? We've got answers.

Personal accident insurance is a policy that provides financial compensation in the event of death, disability (permanent or temporary), or injury resulting from an accident. It helps cover medical expenses and loss of income.

Anyone can benefit from a personal accident policy, especially those who are the primary breadwinners for their family, work in high-risk professions, or travel frequently. It provides an extra layer of financial security beyond standard health insurance.

Health insurance covers hospitalization and medical expenses arising from illnesses and accidents. Personal accident insurance specifically covers death or disability due to an accident, often providing a lump-sum payout, which is not typical for health insurance.

Yes, motor insurance in India includes a mandatory Personal Accident cover of up to ₹15 lakhs for the owner-driver. However, this only covers accidents involving the insured vehicle. A standalone personal accident policy provides much broader 24/7 coverage for any type of accident.