Marine Cargo Insurance
Protect your cargo shipments worldwide with comprehensive marine insurance starting from 0.15% of cargo value. Global coverage for sea, air, and land transportation.
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Marine Insurance Coverage
Choose the perfect marine cargo insurance plan for your shipment requirements
Basic Coverage
Essential protection
Standard Coverage
Comprehensive protection
All Risks Coverage
Maximum protection
Premium Plus
Ultimate coverage
All Risks Coverage Features
Leading Marine Insurers
Partner with India's most trusted marine insurance specialists
HDFC ERGO Marine
ICICI Lombard Marine
Bajaj Allianz Marine
Tata AIG Marine
Oriental Marine
United India Marine
How to Get Marine Cargo Insurance
Simple 4-step process to protect your cargo shipments
Cargo Details
Provide cargo type, value, and shipment route information
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Select & Pay
Choose your coverage and complete secure payment
Certificate
Download marine insurance certificate instantly
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Join thousands of businesses worldwide who trust us for their marine cargo insurance needs. Get comprehensive coverage and peace of mind for your international shipments.
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50+ Years
Marine Expertise
Marine Cargo Insurance FAQs
Get answers to common marine insurance questions
What is marine cargo insurance?
Marine cargo insurance provides protection for goods during transportation by sea, air, rail, or road against physical loss or damage from external causes. It covers the cargo from warehouse to warehouse during the entire transit.
What does marine cargo insurance cover?
Coverage typically includes physical loss or damage due to perils of the sea, fire, explosion, theft, pilferage, non-delivery, general average, salvage charges, and sue and labor expenses. The extent depends on the type of policy chosen.
How is marine cargo insurance premium calculated?
Premium is calculated as a percentage of the cargo value (CIF + 10%). Rates vary based on cargo type, route, mode of transport, packaging, and coverage type. Typical rates range from 0.15% to 0.5% of cargo value.
What is the difference between FPA, WA, and All Risks coverage?
FPA (Free from Particular Average) covers total loss only. WA (With Average) covers partial losses above a certain percentage. All Risks provides the broadest coverage for any physical loss or damage from external causes.
Is marine insurance mandatory for exports/imports?
While not legally mandatory, marine insurance is essential for international trade. Many buyers require it, and banks often mandate it for LC transactions. It protects against significant financial losses during transit.
How quickly are marine insurance claims settled?
Claims are typically settled within 15-30 days after submission of complete documents. Emergency cases and total loss claims may be expedited. Our marine specialists ensure smooth and fast claim processing.