Car Insurance
Protect your car with comprehensive insurance starting from ₹2,200/year. Get instant quotes, cashless repairs at 6500+ garages, and 24/7 roadside assistance.
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Choose Your Car Insurance
Select the perfect car insurance plan that matches your needs and budget
Third Party
Mandatory basic coverage
Comprehensive
Complete car protection
Standalone OD
Own damage coverage only
Zero Depreciation
No depreciation deduction
Comprehensive Features
Why Choose Our Car Insurance?
Comprehensive car protection with industry-leading benefits and nationwide service
Own Damage Cover
Protection against theft, accidents, natural disasters and fire damage to your car
Third Party Liability
Legal protection against third-party injury, death and property damage claims up to ₹15 Lakh
Cashless Repairs
Get your car repaired at 6500+ authorized garages without upfront payment
Roadside Assistance
24/7 emergency roadside assistance including towing, breakdown support and emergency fuel
No Claim Bonus
Save up to 50% on premium renewal for every claim-free year
Instant Policy
Buy car insurance online in 2 minutes with instant policy issuance
Top Insurance Partners
Choose from India's most trusted car insurance companies
HDFC ERGO
ICICI Lombard
Bajaj Allianz
Reliance General
Tata AIG
Oriental Insurance
How to Buy Car Insurance
Simple 4-step process to get your car insured
Enter Car Details
Provide your car registration number and basic details
Compare Quotes
Get instant quotes from top insurers and compare
Choose & Pay
Select the best plan and complete secure payment
Get Policy
Download instant policy certificate and documents
Ready to Protect Your Car?
Join over 5 lakh+ satisfied car owners who trust Citizen IMF for their car insurance needs. Get instant quotes and drive with confidence today.
2 Min
Policy Issuance
6500+
Network Garages
24/7
Roadside Assistance
97.2%
Claim Settlement
Car Insurance FAQs
Get answers to common car insurance questions
Is car insurance mandatory in India?
Yes, third-party insurance is mandatory for all cars as per the Motor Vehicle Act, 1988. Driving without valid insurance can result in fines up to ₹2,000 and/or imprisonment up to 3 months.
What is the difference between third-party and comprehensive insurance?
Third-party insurance covers only third-party damages and liabilities up to ₹7.5 Lakh for property and ₹15 Lakh for injury/death. Comprehensive insurance includes third-party coverage plus own damage protection against theft, accidents, natural disasters, and fire.
Can I buy car insurance online?
Yes, you can easily buy car insurance online in just 2 minutes. Our platform offers instant quotes, policy comparison, and immediate policy issuance with all major insurers.
What documents are required for car insurance?
You need your car's registration certificate (RC), valid driving license, Aadhaar card, previous policy copy (for renewal), and passport-size photographs for car insurance.
What is No Claim Bonus (NCB) in car insurance?
NCB is a discount on your premium for every claim-free year. You can get up to 50% discount on your car insurance premium. NCB belongs to the policyholder, not the vehicle, and can be transferred to a new car.
What is Zero Depreciation cover in car insurance?
Zero Depreciation cover ensures that you get the full claim amount without any depreciation deduction on car parts. This add-on is available for cars up to 5 years old and provides maximum claim settlement value.