Business Protection

KeymanInsurance

Protect your business from the unexpected. Secure your company's future with comprehensive keyman insurance that ensures continuity, confidence, and peace of mind.

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50,000+ Businesses Protected

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Choose Your Protection Plan

Tailored coverage options designed to protect your business and key personnel

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Essential Protection

₹12,500/year
₹15,000
  • ✓Life cover for key employee
  • ✓Accidental death benefit
  • ✓Terminal illness coverage
  • ✓Basic claim support
  • ✓Tax benefits under 80C
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Comprehensive Protection

₹25,900/year
₹32,000
  • ✓High sum assured up to ₹5 Cr
  • ✓Critical illness rider
  • ✓Loan protection for business
  • ✓Premium waiver benefit
  • ✓Tax benefits
  • ✓24/7 priority claim support
  • ✓Business continuity fund

* Prices are indicative and may vary based on coverage amount, age, and risk assessment

Why Choose Keyman Insurance

Comprehensive protection that goes beyond traditional coverage to safeguard your business future

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Business Continuity

Ensures smooth operations and financial stability after loss of key employee

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Investor Confidence

Maintains stakeholder trust and secures future funding opportunities

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Debt Protection

Helps repay business loans, liabilities and operational expenses

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Tax Benefits

Premium payments and claim proceeds offer significant tax advantages

Frequently Asked Questions

Everything you need to know about Keyman Insurance

Keyman Insurance is a specialized life insurance policy that protects your business from financial loss due to the death or disability of key employees. It's essential for businesses that depend heavily on specific individuals whose expertise, leadership, or client relationships are crucial to operations.
A keyman can be a founder, CEO, director, top salesperson, technical expert, or any employee whose absence would significantly impact business revenue, operations, or growth. Typically, this includes individuals who generate substantial revenue or possess irreplaceable skills.
Benefits include business loan protection, operational continuity, investor confidence, and recruitment/training funds. Tax-wise, premiums are deductible as business expenses, and claim proceeds are generally tax-free, making it a smart financial strategy.
Coverage typically ranges from 5-10 times the key person's annual salary, considering their revenue contribution, replacement costs, loan obligations, and business impact. Our experts can help determine the optimal amount based on your specific business needs.

Ready to Protect Your Business?

Don't wait for the unexpected. Secure your company's future with comprehensive keyman insurance today.