Two-Wheeler Insurance
Protect your bike with comprehensive insurance starting from ₹1,500/year. Get instant quotes, cashless repairs at 4000+ garages, and 24/7 roadside assistance.
Get Instant Two-Wheeler Insurance Quote
Choose Your Bike Insurance
Select the perfect two-wheeler insurance plan that matches your needs and budget
Third Party
Mandatory basic coverage
Comprehensive
Complete bike protection
Standalone OD
Own damage coverage only
Zero Depreciation
No depreciation deduction
Comprehensive Features
Why Choose Our Bike Insurance?
Comprehensive two-wheeler protection with industry-leading benefits and nationwide service
Own Damage Cover
Protection against theft, accidents, natural disasters and fire damage to your bike
Third Party Liability
Legal protection against third-party injury, death and property damage claims
Cashless Repairs
Get your bike repaired at 4000+ authorized garages without upfront payment
Roadside Assistance
24/7 emergency roadside assistance including towing and breakdown support
No Claim Bonus
Save up to 50% on premium renewal for every claim-free year
Instant Policy
Buy bike insurance online in 2 minutes with instant policy issuance
Top Insurance Partners
Choose from India's most trusted two-wheeler insurance companies
HDFC ERGO
ICICI Lombard
Bajaj Allianz
Reliance General
Tata AIG
Oriental Insurance
How to Buy Two-Wheeler Insurance
Simple 4-step process to get your bike insured
Enter Bike Details
Provide your bike registration number and basic details
Compare Quotes
Get instant quotes from top insurers and compare
Choose & Pay
Select the best plan and complete secure payment
Get Policy
Download instant policy certificate and documents
Ready to Protect Your Ride?
Join over 2 lakh+ satisfied riders who trust Citizen IMF for their two-wheeler insurance needs. Get instant quotes and ride with confidence today.
2 Min
Policy Issuance
4000+
Network Garages
24/7
Roadside Assistance
96.8%
Claim Settlement
Two-Wheeler Insurance FAQs
Get answers to common bike insurance questions
Is two-wheeler insurance mandatory in India?
Yes, third-party insurance is mandatory for all two-wheelers as per the Motor Vehicle Act, 1988. Riding without valid insurance can result in fines up to ₹2,000 and/or imprisonment up to 3 months.
What is the difference between third-party and comprehensive insurance?
Third-party insurance covers only third-party damages and liabilities. Comprehensive insurance includes third-party coverage plus own damage protection against theft, accidents, natural disasters, and fire.
Can I buy bike insurance online?
Yes, you can easily buy two-wheeler insurance online in just 2 minutes. Our platform offers instant quotes, policy comparison, and immediate policy issuance with all major insurers.
What documents are required for bike insurance?
You need your bike's registration certificate (RC), valid driving license, Aadhaar card, previous policy copy (for renewal), and passport-size photographs for bike insurance.
What is No Claim Bonus (NCB) in bike insurance?
NCB is a discount on your premium for every claim-free year. You can get up to 50% discount on your bike insurance premium. NCB belongs to the policyholder, not the vehicle.